Insurance
In order to meet the CSU requirements for insurance on an SDSU study abroad program, you must do ONE of the following:
1. Purchase SDSU’s Study Abroad Medical Insurance (Comprehensive insurance through Renaissance: $46/month plus $10 admin fee)
OR
2. Purchase Host Country National Health Insurance* PLUS SDSU or ISEP Repatriation Insurance
*Students participating in ISEP or other SDSU programs in Australia, Germany, France, Italy or Canada are required to buy alternative insurance—consult the Education Abroad Office for details. However, students should be advised that host country national insurance policies generally do not cover them outside of that country.
OR
3. Purchase insurance required by ISEP
OR
4. Utilize a US domestic policy (Blue Cross, Kaiser etc. – see below) PLUS SDSU Repatriation Insurance
OR
5. Purchase another insurance that meets all of the requirements mentioned below (Ex: insurance included by an independent program provider)
MEDICAL INSURANCE: You must have medical/accident insurance that will cover the expenses of serious illness or accident, as well as accidental death and dismemberment coverage, emergency evacuation, and repatriation of remains. Evidence of adequate worldwide health and accident insurance coverage is required to participate in a San Diego State University (SDSU) Study Abroad/College of Extended Studies program. To be adequate, such coverage must minimally provide: Accident medical expenses no less than $50,000 coverage, Treatment of mental or nervous disorders, including alcohol and substance abuse at 50% of expenses incurred up to a maximum of 20 visits per policy year AND 100% of expenses incurred up to 10 continuous days of inpatient treatment then 50% thereafter up to 35 additional days Please Note: The International Student ID Card is NOT sufficient insurance.
You may elect to enroll in the San Diego State University STUDY ABROAD STUDENT MEDICAL INSURANCE PLAN, a comprehensive medical benefit plan designed to protect students against unforeseen medical expenses while studying outside their home countries. If you have coverage such as Kaiser, HealthNet, Blue Cross, etc., you must notify them of your Study Abroad/College of Extended Studies plans and confirm that they will reimburse any emergency expenses for illness, accident or hospitalization while out of the country. These policies must also cover loss of life at $10,000 while abroad and $5,000 for loss of limb. Each policy must also cover full cost of medical evacuation (including transport home up to $10,000) in the event of injury or sickness and authorized by an attending physician. Students are urged to supplement this insurance for any travel period extending beyond the duration of their academic program by purchasing SDSU’s sponsored repatriation/medical evacuation insurance for an additional charge.